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Last year, $400 million in tax benefits went unclaimed by parents of school children for education expenses. This year, parents are being urged to keep their receipts for tax time to alleviate the financial burden that back to school expenses place on many parents. The Australian governments Education Tax Refund (ETR) scheme provides up to 50% back on a range of childrens school expenses for both primary and senior school students.
With a need for new school books, textbooks, uniforms and other equipment, the back-to-school period puts on a strain on many parents purse strings. So make sure you understand how you can claim back up to 50% of your childs education expenses come tax time.
-What can I claim? Under the ETR, parents can claim on education expenses including home and personal laptops, computer related equipment, internet connections, computer repairs, educational computer software, school textbooks, learning related texts, and stationary. For a comprehensive list on what is claimable see .
-What is the maximum amount I can claim? For the 201011 financial year, the maximum amount you can claim is $794 of expenses for primary school children, receiving a maximum refund of $397. For secondary school children you can claim $1,588 in expenses receiving a maximum refund of $794 per child.
-What about school uniforms? Kids school uniforms purchased after July 1 2011 will for the first time be included in the ETR. Parents will be able to claim on uniform costs for the 2011-12 financial year.
-NB: To claim money back on education expenses, parents must keep their receipts in order to calculate your refund and to have them on hand as proof of purchase.
The ETR is the governments way of helping with the costs of educating children, so make sure you make the most of this tax-refund scheme. Youll halve the costs of textbooks, computers and in the future Australian school uniforms, which will relieve the financial burden of educating your children.
Are you keeping your receipts?
ASA Opts for True Customer Service Over Phone Recordings
The Pittsburgh-based health care company Automated Security Alert has a shockingly good record for taking care of their clients. The health care technology company is devoted to keeping senior citizens and physically disabled persons in their own home instead of in assisted living – and their clients have a 46.42% lesser rate of hospitalization. Far from using only push button medical alarms to care from their clients, they also offer electronically monitored medication dispensers, monitored smoke detectors, fall detectors, and many other advanced products. So for a company that embraces so many forms of advanced technology it is quite surprising to think that they would refuse to use any form of modern technology, but Automated Security Alert has a firm belief that when someone calls them on the phone they owe them the right to speak to a human being. In an era of frustrating and time consuming pre-recorded telephone menus, Automated Security Alert refuses to conform to the idea that people should be forced to communicate their needs to a computerized system. However, this does not only apply to office business hours only, it applies 24 hours a day, 365 days a year. Jason Seyler, director of Life Safety commented on the refreshing policy, -With many companies using Interactive Voice Response technologies, consumers are rarely ever able to speak with a live person during the first few minutes of the call . . . Automated Security Alert does not use these technologies due to the importance of our consumers. Live people answer our phones at all times, day and night. Subscribers can call our office at 1-800-338-7114 at any time with any questions or concerns that they have.- Automated Security Alert, Inc., has provided freedom and security since 1988 to over 60,000 consumers through the use of technology and services that enable seniors, physically-challenged persons and recovering patients to maintain an independent lifestyle in their homes. ASA’s creative, dependable solutions include medical alert systems (-personal emergency response systems-); fall detection systems; and medication management systems, including electronic pill dispensers and monitored automated medication dispensers. For further information, please contact Matthew Couillard at 1.800.338.7114. ——————————————————————————-
Michle Ada,Author of this article.
For further information on Medical Alert Systems and Fall Detection Systems you can contact ASA or call us at 1-800-338-7114
We are the leading company for supplying drum cleaners to our wide range of clients. We always stick to the quality and customers satisfactions. Different types of drum cleaners have been supplying various industries as per needs and requirements. Nowadays drum cleaners are becoming the mandatory requirements in various industries. Some of our different equipments include washing systems, compactors, and aerosol recovery systems which we started engineering and manufacturing for printing and other industries. Thus we achieved clients from multi companies to small farms across the world.
PW-8 Series is a stainless steel and customized 8 pail rack washer that has the ability to wash up to 8 pails in one wash cycle. W-8 Series has also the ability to wash multiple different sizes of containers ranging from a small 6 ounce container to a larger 5 gallon pail. The Barrel washer utilized Pharmaceutical pumps and tri-clover connections to wash, rinse and sanitize the pails using deionizer water. Explosion proof option is alsi integrated to make sure overall safety of the Barrel washer system as the solvents are volatile compounds and are highly explosive. Application of such explosion resistance motors, controls, and air purged control panel helps to reach the customers satisfaction and has done so reliably.
Our expertise in the industry along with our company guiding principles allows us to move forward in the drum washer industry. We have been and will fully dedicate to the drum cleaners needs of the clients. We also practice the unique and advance ways of doing things which every management structure. We always use new Barrel washer technologies to satisfy and reach clients requirements and it is our open secret for our success from the past years.
We always representing our clients best interest and employing the best professionals to execute the project. We also provide a wide range of custom Barrel washer services bringing outside of the box thinking to offer creative solutions. We have experience engineers who are well experts with the various fields, namely Chemical, Application, Civil, Instrumentation and structural
PW-8 Series drum washer will solve all the laborious and time consuming when any company washes their containers by hand. This PW-8 automated washer cleaner is becoming a mandatory processing system for various companies.
Earrings have been an essential part of the jewelleries. Women have treasured and used earrings as an important part of their embellishments. It’s been a tradition to pass time-honoured jewelleries from one generation to the other. Sometimes people want to wear such earrings but at the same time have a needle phobia and thus can’t get their ears pierced. This makes you sad and you have to compromise and bury your interest as bearing pain seems to be a long fortune spent for wearing earrings. However, you are not needed to kill your likes anymore by the help of clip on earrings.
Plastic surgeons all over the world suggest that now a day, ear lobe surgery is among the fastest growing cosmetic surgeries in the world. Every day they are facing so many patients who have the problem of ear lobe surgery and majority of these are caused by wearing heavy pierced earrings. These earrings cause the hole to stretch and sooner or later tear due to the heavy weight. The heavier and lager is the earring, there are more chances of tearing and more damage caused. Fast and stimulus movement such as turning head quickly can double the chance. Hence we conclude that one should opt for clip earring and be saved from these dreadful experiences.
Doctors all over the world suggest that choosing clip earrings which are non-pinching minimises the level of stress on the ear holes. They keep the lobes looking good and feel healthy. These days you are not even needed to compromise and throw away your favourite pair of pierced earring. With the help of convertors available in the market, it has become so very easy to change your much-loved pair of pierced earring into a clip earring. You simply have to buy one and pluck the back. Try it on an inexpensive set first, later move on to your darling pairs.
Posted by Cherry, you can find more articles about earrings, bracelets, necklaces, rings and CZ jewelry on her blog: fashion jewelry.
If you are looking for a decent education software for the kid you can look on iTunes store to get the best app for your smartphone and tablet. There is lots of title out there that offer enjoyable and entertaining education for your kid for instance alphabet understanding, animal learning, and much more. one of those applications is Dinorama, Dinorama is a fun as well as interesting application to instruct your kid about the great creature in the past, dinosaur. Having cute graphic and straightforward control Dinorama surely has plenty to give. Let’s find out what this application is offering under.
Quite simply, the game is a time management skills game where being a park owner you have to feed, make habitat for dinosaur, selling popcorn, and even more. Although there are numerous thing to complete, this game is not hard to learn and quite addicting for some part. Your kid can learn to manage a park as well as understand the financial as well because they must take care of the snacks selling, feed fee, and ticket. Next to handle all the stuff that’s must be carried out your park, you’ll be able to hire an worker to assist you run the park effectively.
This app really train your kid the way to be a young entrepreneur, there are lots of random circumstance that occurs during the day such as rainstorm that make the ticket sale change, crop disaster make the food cost high, and even piggy bank to make them fascinated. Those random circumstance could make your kids think and study from what they’ve to do in order to make the park continue running. Near the management, your children can also play of course together with the dinosaur by providing them with food and even touch them while using touch screen.
For that dinosaur, you are able to breed it with 8 different colors in every kinds. Not just that could make your park much more colorful, you can also have several dinosaurs with all your favourite color. There are numerous mini games that you could have fun with like finding lost items, getting a tour guide to assist you see the dinosaur, and even help your visitor found their most favorite dinosaur. Even though the day seems okay, sometime your park requires some servicing and you have to do the repair by yourself. This application really offer lots of things to find out and to carry out for your kids, you’ll be able to download this game on iTunes for free.
Rendy Rembana is one of the author at Paseban Portal. Covering information, review and tips about Mobile Apps and Games
We are in the middle of 2010 gearing up for fireworks; waiting for the new health care reform law to take effect. Eleven state attorneys general said they wanted to challenge the law as being unconstitutional and the Democrats are still talking about passing amendments. Moreover, there are many questions that remain unanswered; the biggest of which is, Will it make health care more effective? The obvious answer is no. This entire scenario is one big shell game. There are thousands of pages of new law and most of the law makers are clueless.
The reality check is that the Congress has passed this bill with a three year delay in implementation, so it was designed to change nothing for the immediate future with the hope that after three years, with no one paying attention anymore, the administration can sneak a few changes in to implement its socialist agenda. Meanwhile, we as a society still have the same health issues in a system that continues to thrive on treatment rather than prevention. One prime example is depression and anxiety. People naturally become depressed in the kind of severe economic downturn that we are experiencing with increased anxiety about a future that looks bleak. Medical insurance, health insurance or some type of managed care health plan seems irrelevant when facing unemployment. In a depressed economy, with massive anxiety and depression plaguing the population there is a serious public health problem. This kind of insidious upheaval leads to other chronic diseases like, diabete3s, high blood pressure, heart attack and the like.
The generally accepted treatment however, is for the pharmaceutical companies to make billions of dollars selling anti-depressants and tranquilizers. Moreover, aside from monetizing human responses to stressful stimuli, there is a political benefit to having massive numbers of citizens living in chemically induced altered realities. People on Prozac are less likely to protest against nefarious political agendas. Therefore, what motivation does the government have to reform health care to the extent that people will have better access to professional counseling for coping with and resolving their struggles?
In conclusion, as we throw a few slabs of meat on the barbecue grill and sip some beer on this 4th of July we need to realize that there are a few avenues toward seizing power and control that the founding fathers could not anticipate. The constitution is a wonderful document and has saved our republic from despotism enumerable times in our 214 year history. However, it is subject to interpretation and we know from experience that Supreme Court justices take opposite views of what is or is not constitutional depending upon whether they are liberal or conservative. Therefore, we need to be diligent in letting our political leaders know that we are not as stupid as they think. We need to consistently remind them that they work for us. That is why freedom of speech is still the most important constitutional amendment.
Today’s technical innovations, found in your favorite wholesale electronics shop, is giving exposure to new possibilities in a surging and affordable way that we have never witnessed to this extent. Merely look at the newest gadgets advertised by your favorite wholesale electronics store and this will be obvious. Quick access to music, video, and travel information is laying the groundwork for what will be a technological revolution. Some think the renaissance has already subsided; however, the revolution is just getting started.
The devices that you see at your neighborhood electronic wholesaler(s) are more than mere toys; they are not just items of entertainment. Instead of being the end in themselves, the gadgets will be utilities with which giant advances in modern learning should be achieved. How can this be? In some ways, this is analogous to the creation and proliferation of the personal PC. At first, the home PC only supported light entertainment and rudimentary financial software. Very quickly though, the personal computer became the lifeblood of the home, with a plethora of educational and mail and messaging software available.
In the current electronics arena, one of the low hanging first steps to be taken is in music exposure. For the first time in the history of man has so much music been made available to so many people. Understandably, the initial inclination is to decide to listen to music that one has listened to all his life. Consider the possibilities though. This could be an opportunity to teach and expose people to all music styles – not just modern pop charts, but classical, jazz, ethnic, and other genres. Having a better grasp of the history of music will add more richness to the development of new music in the future. Kids now have an opportunity to become easily well versed in the music of Bach and Beethoven, for example; they have the tools available to learn and leverage the music from the masters in ways that earlier music buffs could never do.
Check out the latest offerings in wholesale electronics. At your favorite electronic wholesaler(s), the products that use mp3 and other music formats are cheaper than ever before. The gadget, naturally, does not have to be just for music enjoyment. Classroom presentations, discussions, dissertations – all that and more can be stored and played back on a portable, affordable gadget. Leverage the possibilities
Wondering if your business is too small for a group retirement plan?
One of the keys to attracting and retaining top employees is to offer a high-quality retirement plan. A group savings plan conveniently helps employees save money for the future while reducing and deferring taxes today. Plus, the investment you make in a group retirement plan is an investment you make in your organization, your employees and your reputation. Everyone’s a winner.
Three options stand-out depending on what you want to accomplish with your plan and how much flexibility you need. These are: 401(k) plans, SEP IRAs and SIMPLE IRAs.
The 401(k) Offers the Most Flexibility and High Contribution Limits The traditional 401(k) is probably the most widely known retirement product on the market. It’s the fully loaded, high performance SUV of retirement plans. It’s generally defined as one that enables a business owner and employees to make consistent, tax-deferred contributions during the length of their careers.
SEP IRAs are Pretty Easy to Start and 100% Funded by the Employer Simplified Employee Pensions, more commonly referred to as SEPs, are also a popular retirement plan choice as they offer a contribution limit that’s similar to a 401(k). It doesn’t have all the bells and whistles of a 401(k) plan, but it’s got a good engine under the hood. One of the most important things to understand about SEPs is that 100 percent of the contributions made are by the employer (no employee contributions allowed) and these dollars are immediately vested for the employee.
The SIMPLE IRA is a Solid, Affordable Third Option
The SIMPLE IRA’s name is a bit misleading (it actually stands for Savings Incentive Match Plan for Employees). While both employer and employee can contribute to the plan, the employer must match and matching is vested immediately.
If you do decide that you want to offer a retirement plan, you are definitely going to need some professional advice and guidance. Pension rules are complex, and the tax aspects of retirement plans can also be confusing.
As a financial planning and wealth management professional firm, Mintco Financial has been helping its clients effectively plan for comfortable retirements.
Michael Minter, as a managing partner of Mintco Financial, is a trusted investment management professional who carries more than 16 years of experience in this challenging career field.
Throughout his professional history, Michael Minter has gained strong insight into what skills and knowledge is necessary to perform investment management, wealth building services, small business development and retirement plans.
Michael MInter is also author of the book I-Plan, a guide for your financial security.
Call Michael Minter at 813-964-7100 at Mintco Financial.
Retirement Planning for Small Business
Choosing a healthcare insurance provider can be difficult with the large number of providers in the industry. With health-care costs on the rise, having some kind of health insurance is essential in today’s market. When choosing a regular healthcare insurance or supplemental health insurance, it is important to keep a few factors in mind.
Look at the Network
Most health insurance today is based on networks. Whether the plan is a normal one that provides basic coverage or one that provides Medicare supplement insurance, it is typically based on a network of providers. Before choosing a provider, it is important to review the network of medical facilities that are included. If a network is chosen that doesn’t offer the medical facilities that the consumer wants, the provider may not be the best option to consider.
When choosing a health insurance company, it is also important to look at the plan options that they offer. Some consumers need a health insurance plan that is compatible with a health savings account. Others need Medicare healthcare insurance that they can depend on. Not every provider offers the same options. Finding a provider that offers the correct healthcare plan is essential.
Another factor that needs to be considered when choosing a healthcare insurance provider is customer service. Not every healthcare provider offers the best customer service that is available. When it comes to filing claims and getting things covered when they should be covered, consumers need a company that has their best interests in mind. Otherwise, the experience of the consumer may not be as desirable as he would’ve otherwise liked.
When choosing a healthcare insurance provider, it is important to consider the costs that will be involved. It is usually in the customers best interest to get quotes from multiple insurance companies at the same time. The consumer will simply have to fill out an application and provide some basic information about the family members that he wants to be included on the policy. At that point, the individual can get detailed quotes from the insurance companies. While it’s not all about price, health insurance can be very expensive. Finding an insurance company that provides premiums that a customer can actually afford are usually one of the top priorities in the search for health insurance. At that point, the consumer can make an educated decision about what policy he wants to buy. After the policy has been chosen, he can start using his insurance to save money on medical bills.
Healthy diet plans do not mean that you should starve to remain fit and agile. Your diet plan has to be linked to your body constitution, your daily routine and your metabolism factor.
A healthy diet plan keeps you light, fresh and mentally active through out the day. While there are a number of theories about the contents of a healthy diet plan, modern research proves that your diet plan should encourage you to eat healthy and eat organic foods.
Your diet plan should include eating small and medium servings at least 4-5 times a day, as compared to 2-3 heavy meals. Small and varied servings throughout the day keep you content without a heavy feeling. It also helps you avoid getting that craving for mid-meal snacks.
Make it a point to include generous amounts of fresh fruits, green vegetables, whole grain cereals and milk products in your diet plan. Fresh and organic fruits are good source of vitamins, minerals and carbohydrates and develop your immunity levels. Green vegetables are rich in iron, calcium and minerals.
If you are a non-vegetarian, then fish and egg white can be taken to meet your protein requirements. Pulses, nuts, tofu and beans are a good option for vegetarians.
One major misgiving about a healthy diet plan is that fat needs to be avoided at all costs. Remember that fat is an important element for your body to function efficiently.
It is like oil to your body machinery. You need to take unsaturated fats available in olive, sunflower and corn and avoid the saturated variety, which is generally found in animal products and bakery items.
Also, keep an eye on your calorie intake. Your calorie consumption is linked to your activity level and structure. People leading a sedentary life style require less calories compared to those who are more physically active. Gradually reduce your consumption of calories, if you are taking more than you need. Do not bring your intake to less than 1200 per day or otherwise you will feel burnt out.
Thus, to follow a healthy diet plan, you need to think positively and be prepared to make changes in your life style and food habits. Moderation is the key to success, and balanced food is an important ingredient for healthy and happy living.